Checking, savings, mortgages, credit, and wealth. Designed to compound, priced to not annoy you.
Every product is named after an accounting concept. We thought about stopping. We did not.
A checking account that actually earns. 2.15% APY on balances up to S$50,000. Zero fees on everything that should be free.
Open Compound CheckingA revolving line for the moments life does not match your pay cycle. Transparent rates. Auto-payoff available. Reconciled monthly.
Apply for LedgerFirst home, forever home, or somewhere in between. Fixed and floating rates, digital approvals, and a human on the phone when you actually need one.
Get a quoteFor goals you are tucking money away for: the flat, the wedding, the thing you will not tell your partner about yet. 4.05% APY. Lock in optional.
Start savingAdvisory, portfolios, and estate planning for families with more zeroes than time. Dedicated relationship manager. Quarterly reviews.
Talk to an advisorOur flagship rewards card. 2 percent on everything, 5 percent on things you buy more than twice a month. Metal card if you insist.
See benefitsThe industry average is 68 percent. We do not love a benchmark, but we love that one.
Every fee is itemized, in plain language, before you hit confirm. If we ever charge you for something you did not authorize, we refund it. Automatically.
Call our support line between 7am and 10pm in your timezone and a real person picks up. We measure "time to first human", and we are proud of ours.
FIDO2, hardware key support, and a fraud team that has never once asked you to install something weird. We aim for boring. We hit boring.
Open your first Accrual account in ten minutes. Bring your ID, your routing number, and mild curiosity.