Accrual Bank operates under licenses and regulatory oversight across the jurisdictions we serve. This page is a plain-English summary. The full filings are with our regulators.
Accrual Bank Pte. Ltd. is licensed and supervised by the Monetary Authority of Singapore. Our London branch is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA. Our Mumbai branch operates under the Reserve Bank of India.
We maintain capital ratios above regulatory minimums in every jurisdiction we operate in. Our most recent Common Equity Tier 1 ratio was 16.4 percent as of Q4 2025. Our leverage ratio was 7.2 percent. Details in our annual report.
Deposits in our Singapore entity are covered by Singapore Deposit Insurance Corporation up to the statutory limit. Deposits in other jurisdictions are covered by the relevant local scheme. Exact coverage varies by account type and jurisdiction.
We take complaints seriously because the pattern of complaints is often the first signal that a product is broken. Reach our regulatory complaints desk at complaints (at) accrualbank (dot) fake. You can also contact the financial ombudsman of your jurisdiction.