Saw Accrual Bank at UiPath DevCon 2026? We are fictional. The demos are real: live UiPath software, real automation workflows, on stage. Every customer journey below runs on UiPath.
Retail, commercial, and wealth banking for 14 million people and 82,000 small businesses across 28 countries. Compounding quietly since before the internet did.
*Yes, that number. Our automation COE is very proud. The bots are not permitted to count themselves for obvious governance reasons, so we have a bot that does that too.
Whether you are buying your first home, growing a commercial lending book, or running internal shared services, the same ledger is working for you.
Everyday banking, cards, and wealth for 14M customers. Compound Checking, Milestone Mortgage, and the ever-dependable Ledger Line of Credit.
Explore RetailCommercial lending, SME, corporate banking, and treasury services for fast growing mid-market companies across Asia, EMEA, and LATAM.
Explore CapitalOur internal shared services and people operations function. Onboards the hires, pays the invoices, and keeps the bank running. Quietly.
About Services"Thirty-nine years in, we still believe the best banks are boring in the places that should be boring, and curious everywhere else."Priya Ravindran, Chief Executive Officer
Announcements, product releases, and the occasional confession that our board asked about AI on a Thursday and we had an answer by the following Tuesday.
Four live demonstrations on the main stage: HR onboarding resilience, billing dispute resolution, agentic QA at scale, and loan origination case management. All running on UiPath. All running in production.
150 SMB disputes per day, resolved end-to-end in under sixty seconds. One flow artifact. The S$11K credit memo bug that inspired the launch was fixed by the coding agent before standup had a quorum.
New hire time-to-productivity down 41 percent after switching from a deprecated vendor API to a resilient hybrid automation pattern.
Net interest income up 8.2%. Cost-to-income ratio at 41.3%. The year we stopped treating platform investment as a cost and started treating it as a capability to be compounded.
Three equal-weighted hubs support 14 million customers across 28 countries. No single headquarters. Three regions, three mandates, one runtime.
Platform team, automation COE, APAC retail and commercial.
Commercial lending, mid-market credit, capital markets advisory.
India retail, South Asia expansion, engineering capacity.
Automation infrastructure
Every workflow, every agent, every bot in this bank runs on UiPath. From Studio to Orchestrator to Maestro and the Agentic Desktop, one platform moves the whole operation.
Studio builds the bots · Orchestrator runs them · Maestro orchestrates BPMN and Flow · Test Suite covers all 420 · Case Management handles what diagrams cannot · Agentic Desktop reads the screen and acts · Integration Service connects the vendors · Coding Agent writes the first draft
Explore UiPath →Thirty-nine years in, we still think the best banking experience is the one you stop noticing. Open an account in ten minutes.